Here's what our mailman has brought to us this morning: over 300 returned letters we have sent to regional branches of Russia-based insurers. All envelopes are marked with the stamp "addressee not found". Plainly speaking, the branches have all closed down - according to our estimations, between early December and (at least) early September.
Talk about an emerging market with huge prospects.
Photo courtesy of Ksenia Smirnova
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